Buying process:

1) Pre-qualify your mortgage.

There is nothing more disappointing than spending days, weeks, or months searching for the perfect home, and having to let it go due to a financial incapability.

2) Do your homework.
Know what price range you can afford, and understand the current market conditions.

Costs:

3) Property Purchase Tax.

1% on the first $200,000. of the purchase price, and 2% on the balance. First time buyers are exempt, although there are certain criteria that must be met.

4) Home inspection costs.

5) Notary / lawyer costs.

6) Moving and connection charges for phones, cable, etc.

7) Property Taxes
 
Most of these costs are standard, but the excitement of purchasing a new home can render buyers with expenses that they have not allotted for.  We want the purchase of your new home to be a pleasant journey, not a financial disappointment.